Pension Schemes in India : Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is being run by the Central Government to give pension to the elderly in old age. In which the elderly can get monthly pension. Under this, a pension of Rs 300 per month is given to the elderly falling under BPL category from 60 years to 79 years.

Investing in a pension scheme not only gives pension. In fact, through this you also get travel discounts, health care and other retirement benefits.

By the way, there are many pension schemes in the market. But such top four pension schemes are being run by the government. In which you can benefit by investing. Along with the NPS scheme, other schemes are also quite popular to secure the future of the citizens. Investing in a pension scheme not only provides pension but also gives you travel allowance, health care and other retirement benefits.

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Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

Indira Gandhi National Old Age Pension Scheme (IGNOAPS) is being run by the Central Government to provide pension to the elderly in old age. In which the elderly can get monthly pension. Under this, a pension of Rs 300 per month is given to the elderly falling under BPL category from 60 years to 79 years. After this, the elderly i.e. 80 years or older are given Rs 500 as pension.

National Pension System

With the aim of encouraging savings, the Central Government started the National Pension System. In which it is necessary to invest first. In this, regulated market based and safe returns are obtained on the amount invested. It is also managed like PFRDA. Any Indian citizen can invest in this scheme. By investing in this you secure your old age. This can become your main source of income in old age.

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Atal Pension scheme

Atal Pension scheme was started keeping in mind the employees working in the unorganized sector, the poor and the deprived. Monthly pension is given in this. Any eligible Indian citizen whose age is between 18 to 40 years can invest in this scheme. In this, you can invest from one thousand rupees to five thousand rupees every month. After October 1, 2022, it has been decided that whoever is a taxpayer. He cannot participate in this scheme.

lic pension plan

Annual Guarantee Pension Scheme is also being run by LIC. In which you get guaranteed pension after paying a lump sum amount. The Government of India pays a subsidy if there is any difference in the guaranteed returns. In this, the amount can be withdrawn after 15 years of starting the investment.

Posted Date: September 4, 2023

Publish Date: September 4, 2023

Posted By Ravi Kumar

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