Best Short Term Investment Plan, Let's Know 6 Ways For Short Time investment

By Yuva Patrakar Jul 18, 2023, 22:32 IST

Yuva Patrkaar, New Delhi : Welcome to yuvapatrkaar Article hope you are absolutely fine In today's post we are going to talk about Short Term Investment Plans. That is, today we will discuss 6 important ways of investing in a short time. If you also want to know about it. So definitely read this post till the end. Friends, you must know that money is one of the biggest needs of humans. Today everyone is engaged in earning money and fulfilling all their needs with that money.

If you are doing a job somewhere or running your own business. So it is obvious that you too must be doing this work to earn money and you must be earning a lot of money.

Along with this, you must also think about investing your money safely at the right place by meeting all your expenses. You must be thinking of investing your money in two ways –

About Short Term Investment
About Long Term Investment

Now the question arises here that what is the meaning of Short Term Investment and Long Term Investment. What is the difference between these two and which one is the right way to invest etc. So friends, now without delay, know about it.

Friends, we try to understand it in simple words. Basically everyone has funds in two ways. If we have to use this fund within some time, then it is necessary to do short term investment.

And if the fund is needed after a long time, then long term investment has to be done for that. If you want to invest the money you save for a short period of time. And if you want to get returns within less time, then Short Term Investment Plan is better for you.

But if you want to invest your money for long term. So for that Long Term Investment Plan is better for you. Today in this article we will tell you only about Short Term Investment Plan.So if you are thinking of investing your money for short term, then this post is for you.

What is Short Term Investment?

If you want to achieve your goal within less time and want to get good returns. So in this situation Short Term Investment Plan comes in handy. Through this, you can easily achieve short-term goals.

We will try to understand this through an example so that there is no doubt in your mind regarding short term investment.

Suppose you have a little bit of money. Which are going to be useful to you after 1 year. So you can invest that money somewhere in such a place. Which can fulfill your 1 year target and you can easily withdraw your money from there after 1 year.This is called Short Term Investment Plan in simple language.

What is included in short term investment?

In this, you can invest for a short period.
Within less time you can accomplish your goal.
The risk inside it is also less as well as the return (ROI) is also less.
You can invest in it with less money.

So friends, I hope you know what is Short Term Investment. Must have understood well. Now we are going to talk about how you can invest your money at the right place for a short period of time and what are the better options available to invest your money at the right place?

Best Ways For Short Term Investment – 6 ways for short term investment

1. Invest inside the Share Market

If you can take a little risk and want to get good returns within a short period of time. So you can invest your money inside the share market or stock market. You must have a good knowledge about the stock market before investing in it.

Then only you can get good returns inside it. If you already know about Share Market. So by clicking on this link you can download Upstox.

Because it is very important to have a demat account to invest in the stock market. You can open your demat account in Upstox for free.

2. Invest in Mutual Fund

If you cannot invest inside the stock market. So you can invest inside Mutual Fund because you need good knowledge and good understanding to invest inside share market.

But mutual funds are not risky. You can invest in mutual funds without any knowledge and there are many schemes where you can get very good returns within a short period of time.

Mutual Fund is a very safe option to invest. Within this, you can deposit a small amount every month. And you can get it opened very easily inside both bank or post office.

For information, let me tell you that here you get very less returns. But it is completely safe.

If you want to get Recurring Deposit done. So first of all you should understand well which plan can be better for you. After that you can get it done.

3. Invest in FD (Fix Deposit)

Friends, if you have a large amount i.e. a lot of money. And you want to invest it in one go. So this is FD (Fix Deposit) Best Short Term Investment Option for you.

You can get your Fixed Deposit Account opened through both Post Office and Banks only.

The interest available in different banks also varies. If you open a Fixed Deposit Account for short term, then its biggest drawback is the tax on this maturity.

4. Invest in Liquid Funds

If you are thinking of investing for short term. So inside liquid fund you can get very good returns in short duration. Within this, you can easily get a return of up to 5% and its maturity time is 91 days.

You can use it just like your savings account. You can easily invest your money inside it. The biggest advantage of Liquid Fund is that there is no lock in period. Here the rate of return keeps on increasing and decreasing.

Also, you can easily invest in it for any period from 1 week to 1 year.

5. Saving Bank Account

This is the easiest way to do short term investment. You must know about this in HK. If you do not want to take any kind of risk. So Saving Bank Account is the best Short Term Investment Plan for you.

Friends, there is absolutely zero risk in this, but at the same time the return or interest received in it is also less. Here you get interest ranging from 3.5% to 6%. For information, let me tell you that the returns received in different banks are also different.

If you want to open your Saving Bank Account. So first of all you have to see which bank is giving good returns. After that, you can open your savings bank account in the bank which is giving good returns.

6. Invest in RD (Recurring Deposit)

If you want to invest a little bit of money every month. So RD (Recurring Deposit) can be the best short term investment option for you. You can easily open your Recurring Deposit Account with the help of Post Office and Banks.

Here also Low Risk and Less Return are available. Friends, this is a very safe investment plan. The bank from which you will open your RD Account, you will get the return according to the same bank.If you want to open RD Account then you must first see which bank is giving the best returns.

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Conclusion (Short Term Investment Plans)

Through today's article Short Term Investment Goal, we have tried to know. How you can get good returns in less time. If you are also thinking of investing your money for a short period. Then this article was very important for you.

In this article, you have come to know what is short term investment? And about short term investment plans. Now you can proceed in whatever way you like. and can invest.